At Semoa, our mission extends beyond simply providing financial services. We are driven by the vision to add value to the daily lives of people across Africa. Our commitment is to transform the payment experience, making it not only more accessible but also more rewarding for each of our clients and users.

Based in Togo, our influence now spans over 14 African countries, including key markets such as Ivory Coast, Senegal, Benin, Guinea, and even Morocco. This expansion is a testament to our pan-African calling to make transactions smoother and safer for everyone.

The robustness and solidity of our payment infrastructure are not mere promises but tangible realities. We are constantly investing in research and development to ensure that every transaction is not only secure but also intuitive.

Available as SaaS or integrable via API, our white-label solutions are designed to facilitate both inbound and outbound payments, aligning with a variety of transactional needs. By pushing the boundaries of financial inclusion, we do not merely provide services; we create opportunities, build bridges, and enrich lives.