A reliable infrastructure and proven solutions to facilitate payments in Africa
Semoa covers 12 African countries to accept or receive payments from around the world.
SEMOA's accomplishments since 2016
3.000.000+
of transactions processed
260+ billions
CFA francs in transaction volume
20+ payments methods
aggregated and available via API
White-label fintech for banks
SEMOA’s infrastructure and applications are natively designed to be integrated or distributed in white-label by financial institutions, including banks and microfinance institutions. This design allows for easy adaptation and customization to the specific needs of each establishment, ensuring an optimal solution consistent with their brand image.
White-label WhatsApp Banking offers financial institutions a unique opportunity to accelerate their digital transformation. By adopting this solution, they can innovate by offering their services via WhatsApp, the most used messaging app in Africa, thus providing their clients with a modern, convenient user experience that aligns with their daily habits.
SEMOA, with CashPay and its variants CashPay Store and CashPay Hotel, offers a white-label innovative solution that enables bank and microfinance clients to accept online payments. This customizable and integrated approach simplifies digital transactions and resource collection.
Available in white-label, the Semoa Pro web application and its API allow banks to provide their clients with a reliable and efficient mass payment solution. This tailored offer ensures seamless integration and optimal management of outgoing payments.
Application and API for online payment
SEMOA’s infrastructure and applications are inherently designed for integration or distribution in white-label by financial institutions, including banks and microfinances. This design allows for easy adaptation and customization to the specific needs of each establishment, ensuring an optimal solution that aligns with their brand image.
Available via a web application and API, CashPay and its variants CashPay Store and CashPay Hotel provide merchants, whether in physical stores or online, a comprehensive solution for accepting payments via electronic wallet, mobile money, or bank card.
Semoa Pro, accessible via a web application and API, facilitates the execution of payments, especially in mobile money. This versatile solution suits a myriad of uses, from mass payment of employees to integration in marketplaces or ride-hailing services for payouts.
The Voucher Management System (VMS) represents an innovative solution for securing the collection of financial resources. It enables the generation of payment vouchers with one-time use codes, which can be utilized for digital payments, offering a transaction method that is both secure and convenient.
They are already using our solutions
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